Honolulu Mortgage Calculator with Tax and Insurance


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The mortgage payment includes tax and insurance.
Mortgage payment factors vary by address: The property tax rate in downtown Honolulu is 0.350%.

Look up the property address you're purchasing to adjust the calculator.
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Property Tax Lookup Steps:
  1. Open the address lookup tool.
  2. Enter the street number and name only.
  3. Click the “Parcel ID” for the desired property.
  4. Note the “Total Net Taxable Value” on the right.
  5. Click on the current year in the “Historical Tax Information” and find the total tax for both periods.
  6. Divide the total tax amount by the taxable value.
  7. Multiply the result by 100 for the property tax rate.
What's included in a monthly mortgage payment in Honolulu?
Principal and Interest:
Honolulu Property Tax:
Honolulu Homeowners Insurance:
PMI:
HOA:
Total Mortgage Payment:
Extra Payment Calculator

Mortgage Payment: 
Extra Payment:
 $
Total Payment = 

An extra payment of $ saves in total interest over the life of the mortgage and makes the loan  months shorter.
Amortization

The amortization table includes the extra payment. View standard amortization by setting the extra payment to $0.

Honolulu Homeowners Association Fees (HOA)

The average HOA fee in Honolulu is $795 per month when buying a condo or home with neighborhood maintenance fees.

If the home you are buying does not require HOA dues, then set the amount to $0.

Your HOA fee: $ / month
Private Mortgage Insurance (PMI)

PMI is included in a Honolulu mortgage if the downpayment is under 20%. ​

If PMI is not included in on your loan type, then click the checkbox to remove PMI. ​

Learn more about PMI from the CFPB.
What are the finance charges for the life of the home loan?

Finance charges can exceed the cost of homes due to the length of the loans involved.

Mortgage finance charges are on a loan when making minimum payments for  years at % APR.

The finance charges with extra payments of $ per month are , saving in total bank interest.